Red River Bank University Topics

Checking Accounts and Deposits

This seminar will focus on the basics of a checking account. Discussed will be features and benefits of checking accounts, balancing, and direct deposit.

Credit

This seminar will focus on the basics of understanding credit and the purpose of a credit report. Participants will learn characteristics of good credit, how to build and repair credit, how to read a credit report, and understanding the impact of credit scores.

Electronic Banking Security

Come learn the top 10 security tips on internet banking including identity theft protection, fraud prevention, and much more.

FDIC

The Federal Deposit Insurance Corporation offers insurance on accounts which is purchased by banks for their customers. Learn about the Federal Deposit Insurance Corporation (FDIC) and how to calculate basic insurance coverage.

Financial Fitness

With these 6 steps, you can begin to build a solid financial future. Come learn practical money management skills and how to put the financial tools to good use.

Health Savings Accounts

Learn the basics of the HSA… how it works and how it can put you in better control of your medical spending. An HAS can help you with rising health care costs. Come find out if it's right for you?

Home Buying Basics

Participants will learn from a lenders perspective the details about pre-qualifying for a mortgage, saving for down payment and closing costs, and qualifying for mortgage down payment assistance, bond loans, etc.  Participants will also learn about credit and what to do if their credit score needs improving as well as how debt is viewed by lenders.

Identity Theft

Don't let it happen to you! Come learn what everyone should know about Identity Theft from how it can occur, to steps to take if you are a victim.

Internet Banking

This seminar will cover the basics of RRB online banking. We will teach how to maximize all the various options, including the bill payer program.

IRA & Saving for Retirement

Do you have your retirement plans? Come learn about the benefits & products for saving for retirement. Session includes information on IRAs including traditional and Roth IRAs.

Long Term Care

Are you prepared for the long term? Learn about the financial impact of long term care. There are options that can protect you and your family.

Preparing For the Loss of a Loved One

This seminar will inform you how to handle legal and financial issues surrounding the death of a loved one. We will help you understand about these issues and enable you to make the right decisions for you and your family.

Preventing Scams

There are many scams out there and new ones being created every day. You can do something about it. Come learn how to protect yourself against fraud: recognize it, report it, stop it!

Reduce Your Bank Fees

This seminar features tips from the experts on how to make the most of your money by reducing or avoiding bank fees. Tips include a wide variety of ways to avoid fees that revolve primarily around thoroughly understanding your account specifics. Also, learn how to save money by knowing your banks requirements and fees associated with these requirements. These and other tips will help you make the most of your money.

Retirement

Are you planning to retire? For most of us, the subject can be quite intimidating. Come learn more about retirement planning and the variety of options. We'll highlight things such as employer sponsored plans, traditional and ROTH IRAs, as well as learning more about the value of tax deferred growth.

Steps to Pre-Qualify for a Mortgage

Unsure about what your mortgage options are? Come learn how much house you can purchase as well as information on refinancing.