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Commercial Accounts

As of June 21, 2013:

Easy Commercial Checking will become Small Business Checking
  • $100 Minimum to open
  • No Minimum balance requirement
  • $8.00 monthly fee
  • Global combination of debits
  • 200 Global items free
  • $0.50 per item exceeding 200
  • $50 Minimum to open
  • No Minimum balance requirement
  • No monthly fee
  • Combination of debits, credits and items deposited
  • 200 Global items free
  • $0.35 for next 300 items
  • $0.50 for remaining items
Basic Commercial Checking will become Commercial Checking³
  • $100 Minimum to open
  • No Minimum balance requirement
  • No monthly account fee
  • $0.15 per paper debit
  • $0.15 per electronic debit
  • $0.10 per paper credit
  • $0.10 per electronic credit
  • $0.10 per item deposited
  • $100 Minimum to open
  • No Minimum balance requirement
  • $8.50 monthly account fee
  • $0.15 per paper debit
  • $0.10 per electronic debit
  • $0.05 per paper credit
  • $0.05 per electronic credit
  • $0.10 per item deposited

³Earnings Credit Rate established by the bank will be applied to average investable balance monthly to calculate an earnings credit allowance. This allowance may offset some or all transaction and maintenance charges.

Sole Proprietor Checking with Interest will become Business Checking with Interest¹
  • $100 Minimum to open
  • No Minimum balance requirement
  • No Minimum balance to earn interest
  • No balance requirement fee
  • $0.15 per paper debit
  • $0.15 per electronic debit
  • $0.10 per paper credit
  • $0.10 per electronic credit
  • $0.10 per item deposited
  • $2,500 Minimum to open
  • $2,500 Minimum balance requirement
  • $1,000 Minimum balance to earn interest
  • $9.50 balance requirement fee
  • No fee for first 50 debits
  • $0.20 per remaining debits
  • $0.05 per paper credit
  • $0.05 per electronic credit
  • $0.10 per item deposited

¹In compliance with federal regulations, Business Checking with Interest is available to only sole proprietors and non-profit organizations.

Not-For-Profit Checking with Interest will become Business Checking with Interest¹
  • $500 Minimum to open
  • No Minimum balance requirement
  • No Minimum balance to earn interest
  • No balance requirement fee
  • 100 Global items free, remaining items:
  • $0.15 per debit
  • $0.10 per credit
  • $0.10 per item deposited
  • $2,500 Minimum to open
  • $2,500 Minimum balance requirement
  • $1,000 Minimum balance to earn interest
  • $9.50 balance requirement fee
  • No fee for first 50 debits
  • $0.20 per remaining debits
  • $0.05 per paper credit
  • $0.05 per electronic credit
  • $0.10 per item deposited

¹In compliance with federal regulations, Business Checking with Interest is available to only sole proprietors and non-profit organizations.

Combined Commercial Checking will become Commercial Checking³
  • $100 Minimum to open
  • $30,000 Minimum balance in checking, savings or MMIA accounts requirement
  • $12 balance requirement fee
  • $100 Minimum to open
  • No Minimum balance requirement
  • $8.50 monthly account fee
  • $0.15 per paper debit
  • $0.10 per electronic debit
  • $0.05 per paper credit
  • $0.05 per electronic credit
  • $0.10 per item deposited

³Earnings Credit Rate established by the bank will be applied to average investable balance monthly to calculate an earnings credit allowance. This allowance may offset some or all transaction and maintenance charges.

Business Money Market Checking will become Business Money Market Investment²
  • $5,000 Minimum to open
  • $5,000 Minimum to earn interest
  • $5,000 Minimum balance requirement
  • $12.00 Balance requirement fee
  • $5.00 Excessive transaction fee
  • No transaction fees
  • $2,500 Minimum to open
  • $2,500 Minimum to earn interest
  • $2,500 Minimum balance requirement
  • $9.50 Balance requirement fee
  • $15.00 Excessive transaction fee²
  • $0.05 per credit
  • $0.10 per item deposited

²Per Federal Regulations preauthorized transfers are limited to six per month. Preauthorized withdrawals that exceed this limit are excessive restricted items. Refer to Deposit Account Disclosure for more information

Commercial Savings will become Statement Savings²
  • Interest earning restricted account
  • $500 Minimum to open
  • $500 Minimum to earn interest
  • $500 Minimum balance requirement
  • $5.00 Balance requirement fee
  • 6 free withdrawals
  • $2.00 Excessive transaction fee
  • Interest earning restricted account
  • $250 Minimum to open
  • $250 Minimum to earn interest
  • $250 Minimum balance requirement
  • $3.00 Balance requirement fee
  • 3 free withdrawals; $3 thereafter
  • $15.00 Excessive transaction fee²

²Per Federal Regulations preauthorized transfers are limited to six per month. Preauthorized withdrawals that exceed this limit are excessive restricted items. Refer to Deposit Account Disclosure for more information

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Convenient Louisiana Banking Locations:
Alexandria · Ball · Baton Rouge · Bossier City · Forest Hill · Lecompte · Marksville · Pineville · Shreveport