Accounts & Services

  • Small business checking

    Exclusively for our Private Banking customers’ small businesses, monthly maintenance charge and daily balance requirements are waived; open this non-interest-bearing account with a $50 minimum deposit and first 200 items are free, next 300 are .35 each and remaining items are .50 each (combination of debits, credits and deposited items).

  • Commercial checking

    With a $100 minimum opening deposit, this non-interest-bearing account offers a low monthly maintenance charge and low transaction cost per month.

  • Business money market investment

    Open with a minimum $2500 deposit; competitive interest rate paid and no service charge if minimum daily balance of $2,500 is maintained. ¹ ²

  • Business money max

    $25,000 minimum opening deposit; competitive interest rate earned when $25,000 minimum daily balance maintained. ¹

  • Loans

    Our Private Banking businesses receive customized solutions for revolving lines of credit, attorney client loans, SBA/USDA loans, real estate loans, letters of credit and equipment financing.³

  • Credit Cards

    RRB Corporate Card

    • No annual fee for first year; $10 per card thereafter
    • Customizable card restrictions
    • Online access
    • Multiple plastics available
    • Rebate rewards structure

    Corporate cards are underwritten through Red River Bank's commercial credit process, with comparatively higher spend limits and balance to be paid in full monthly.

    A corporate VISA with us means more than our logo on the front—it means having Red River Bank’s commitment to service standing behind your card.

    Come by one of our banking centers or give us a call to apply.

    RRB Business Credit Card

    • No annual fee for first year; $10 per card thereafter
    • 0% introductory APR for 6 months⁴
    • No balance transfer fee

    A business VISA with us means more than our logo on the front – it means having Red River Bank's commitment to service standing behind your card.

    Come by one of our banking centers, give us a call, or go online to apply.

    To apply, must be current customer logged into online banking account. Subject to credit approval.

  • Other services

    Customized services may include online banking and Bill Pay, treasury management services, merchant services and electronic statements.