Consumer Accounts Customized financial solutions for you and your business.

In addition to Red River Bank Private Banking service, exclusive accounts are available to make the most of your time and money.

Private Banking Superior Checking

  • Unlimited check writing
  • Interest earned on collected balances1
  • Free personalized private banking checks
  • Free private banking check card
  • Free official checks
  • 2 free stop payments per month
  • Free 3 x 5 safe box / 10% discount on larger sizes
  • Overdraft Protection3
  • Minimum $4,000 balance requirement in transaction accounts or $10,000 in CD's

Private Banking VISA

  • No annual fee
  • No balance transfer fee4
  • 0% introductory APR for 6 months5
    After that, 9.74% - 16.74%  Variable APR applies based on credit worthiness
  • Choice of 1% cash rewards or 1 point per dollar spent

Download Terms & Conditions

Get the credit card made for you—call your private banker to get started or apply within online banking. 

To apply, must be current customer logged into online banking account.  Subject to credit approval.

Money Market Investment

  • $2,500 minimum opening deposit
  • Competitive interest rate
  • Must maintain minimum daily balance of $2,500 to earn interest and to avoid a service charge1,2

Money Max

  • $25,000 minimum opening deposit
  • Competitive interest rate
  • Must maintain minimum daily balance of $25,000 to earn interest.1

Kid's Savings

  • $100 minimum opening deposit
  • 3 free withdrawals per month
  • Interest earned on collected balances1

Loans3

  • Discounted fees and competitive rates
  • Personal loans and lines of credit
  • Home equity loans and lines of credit
  • Private banking mortgage loans
  • Private banking jumbo mortgage loans
  • Interim construction loans

Other Services

  • Complimentary financial review
  • Online banking and Bill Pay
  • Mobile banking app
  • Certificates of deposit
  • Health savings accounts
  • IRAs
  • Electronic statements
  • 1 The annual percentage yield and interest rate may change.
  • 2 Refer to terms and conditions disclosure for more information. Transaction restrictions apply.
  • 3 Subject to credit approval
  • 4Cash advance fee is $10 or 3% of transfer amount, whichever is greater. Foreign fees are 1% of each transaction in U.S. dollars.
  • 5 During intro period, no interest charged except on cash advances at 24.40% variable APR.
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