Mortgage Articles

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Couple sitting on sofa reviewing documents and taking notes at home with charts and papers on table

First-Time Homebuyer Checklist

Buying your first home is one of the biggest financial steps a person can take. It's also one of the most rewarding. Most of the work comes down to three things. Your credit score. Your prequalification. Your down...Read More
Red Home For Sale sign on front lawn of a brick house with porch and plants in a residential neighborhood.

How Much House Can You Really Afford?

Most first-time homebuyers find out what they can borrow before they find out what they can afford. Those are two different numbers, and the gap between them is where a lot of new homeowners end up uncomfortable....Read More
Three wooden house models placed on financial charts with bar and pie graphs on white surface.

Closing Delays: Common Causes and How We Help Prevent Them

Real estate closings are meant to be the exciting final step in a long journey — the moment keys change hands and a new chapter begins. But as many buyers and sellers discover, the path to closing isn't always...Read More
House model with gray roof and red walls beside silver house-shaped keychain and key on wooden table

When Does It Make Sense to Refinance Your Mortgage?

Refinancing can be a powerful financial tool—one that helps homeowners lower their monthly payments, shorten their loan term, or tap into home equity. But it isn't a one‑size‑fits‑all decision....Read More
a few people working on a project

Lender-paid mortgage insurance: Q&A with Carolyn Ray and Jessie Jones-Clark

Why is lender-paid mortgage insurance (versus buyer-paid) such a big topic? Let's talk about those situations. What are the criteria for making this a good opportunity for your customer? How does the lender paying...Read More
a laptop and a cup of coffee

Online mortgage applications, backed by a local team

Buying a home is one of the biggest purchase decisions we make in our lives. While it's very exciting thinking about the perfect space for you and your family, it can be a stressful process. Our mortgage team is here to...Read More

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