Checking Accounts
Checking accounts for everyday banking and more
Totally Free Checking Account
It's better than Free—it's Red River Bank. Get all money-saving perks and the personalized service that only we can offer.
Compare the benefits:
- No monthly fees
- $50 minimum deposit to open
- Unlimited check writing
- Free check imaging
- Personal Touch 24 telebanking
Advantage Checking
It saves money. It earns money. Maintain a minimum daily balance of $750, and there's another advantage: no monthly fee.
Compare the benefits:
- Earns interest
- $100 minimum deposit to open
- No monthly fees with $750 balance
- First check order is free; unlimited check writing
- Free debit card issuance
Superior Checking
If your combined deposit accounts at Red River Bank total more than $4,000 or you have at least $10,000 with us in CDs, enjoy access to Superior Checking with no monthly fees. More than just an account, it's a great money-management tool.
Compare the benefits:
- Earns interest
- $100 minimum deposit to open
- No monthly fees with minimum balance requirement
- Free personalized Superior and official checks
- Two free stop payments per month
- 10% discount on safe deposit boxes
Senior Platinum Checking
For Red River Bank customers ages 62 and above, this platinum-level checking account offers everything Advantage Checking does—with no minimum balance requirement.
Compare the benefits:
- For ages 62+
- Earns interest
- $100 minimum deposit to open
- No monthly fees
- Free Senior Platinum checks
New Opportunity Checkless Checking
Looking to build a positive, new banking relationship? This account is just the opportunity, with a low $25 minimum opening deposit and Red River Bank's friendly, helpful service. Certain qualifications apply.
Compare the benefits:
- $ 25 minimum deposit to open
- $5 monthly fee (waived with eStatement or direct deposit)
- No checks allowed
- Free debit card
- Free automatic transfers to other accounts
- Personal Touch 24 telebanking
Health Savings (HSA)
Saving for your health can be good for your financial health; consult your tax advisor about potential tax benefits of this account with a low $50 minimum opening deposit.
Compare the benefits:
- No minimum deposit to open
- $3 monthly fee
- Earns interest
- Save for qualified medical expenses
- Tax advantages (consult your tax advisor)
- Free check imaging