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Checking Accounts

Checking accounts for everyday banking and more

Totally Free Checking Account

It's better than Free—it's Red River Bank. Get all money-saving perks and the personalized service that only we can offer.

Compare the benefits:

  • No monthly fees
  • $50 minimum deposit to open
  • Unlimited check writing
  • Free check imaging
  • Personal Touch 24 telebanking

Advantage Checking

It saves money. It earns money. Maintain a minimum daily balance of $750, and there's another advantage: no monthly fee.

Compare the benefits:

  • Earns interest
  • $100 minimum deposit to open
  • No monthly fees with $750 balance
  • First check order is free; unlimited check writing
  • Free debit card issuance

Superior Checking

If your combined deposit accounts at Red River Bank total more than $4,000 or you have at least $10,000 with us in CDs, enjoy access to Superior Checking with no monthly fees. More than just an account, it's a great money-management tool.

Compare the benefits:

  • Earns interest
  • $100 minimum deposit to open
  • No monthly fees with minimum balance requirement
  • Free personalized Superior and official checks
  • Two free stop payments per month
  • 10% discount on safe deposit boxes

Senior Platinum Checking

For Red River Bank customers ages 62 and above, this platinum-level checking account offers everything Advantage Checking does—with no minimum balance requirement.

Compare the benefits:

  • For ages 62+
  • Earns interest
  • $100 minimum deposit to open
  • No monthly fees
  • Free Senior Platinum checks

New Opportunity Checkless Checking

Looking to build a positive, new banking relationship? This account is just the opportunity, with a low $25 minimum opening deposit and Red River Bank's friendly, helpful service. Certain qualifications apply.

Compare the benefits:

  • $ 25 minimum deposit to open
  • $5 monthly fee (waived with eStatement or direct deposit)
  • No checks allowed
  • Free debit card
  • Free automatic transfers to other accounts
  • Personal Touch 24 telebanking

Health Savings (HSA)

Saving for your health can be good for your financial health; consult your tax advisor about potential tax benefits of this account with a low $50 minimum opening deposit.

Compare the benefits:

  • No minimum deposit to open
  • $3 monthly fee
  • Earns interest
  • Save for qualified medical expenses
  • Tax advantages (consult your tax advisor)
  • Free check imaging

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