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Down Payment Assistance

Ready for homeownership? We’re here to help you get started.

If purchasing a home of your own is something you think you can't afford or you're a first-time homebuyer needing down payment assistance, we have a dedicated team of lending specialists to help you achieve the dream of homeownership. This team will walk you through every step of the way to show you how to affordably become a homeowner. In addition to personalized, one-on-one coaching, our team will help you find resources and tools to help you navigate the homeownership process. Should saving tips or credit repair be needed, Red River Bank offers free seminars throughout the year, convenient online financial education, as well as individual assistance. With specialists located throughout the state, we're here to support your journey to homeownership every step of the way.

Community Outreach Mortgage Lenders

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Tara Flugence

Banking Officer, Baton Rouge Community Outreach Mortgage Lender

Tara Flugence

Banking Officer, Baton Rouge Community Outreach Mortgage Lender

A South-Louisiana native, Tara Flugence is passionate about helping people achieve dreams of home ownership. She joined the Red River team in 2023 bringing with her a vast knowledge of the mortgage industry. A problem-solver at heart, Tara is creative in her approach to customize mortgage options to meet her client’s exact needs. She believes honest, transparent conversations are the keys to success and aims to make the lending process seamless and the experience exceptional for her clients. (NMLS#1991656)
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Judy Madison

Vice President, Shreveport Community Outreach Mortgage Lender

Judy Madison

Vice President, Shreveport Community Outreach Mortgage Lender

Judy is an Opelousas, Louisiana native and veteran banker with more than three decades of experience in providing financial services throughout the ArkLaTex area. Specializing in community outreach programs, she is a graduate of The Graduate School of Banking at LSU, American Institute of Banking, and the University of Louisiana at Monroe. Judy has also earned Neighbor Works Center for Homeownership Education and Counseling Certification and has attended numerous train-the-trainer, financial coaching, and other professional-development courses.

Judy is passionate about helping all homebuyers, especially first-time and low-income buyers. She enjoys lending her expertise and leadership support to a variety of housing-related organizations, such as Urban Housing of America, City of Shreveport Housing Authority, Cedar Grove CDC, Northwest LA CDC, Image Changers, Multi-Cultural Development Center, and Bank On NWLA. (NMLS# 645717)

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Bri Victor

Banking Officer, Alexandria Community Outreach Mortgage Lender

Bri Victor

Banking Officer, Alexandria Community Outreach Mortgage Lender

Bri brings a diverse background in sales, marketing, and real estate to the Red River Bank Mortgage team. In her role as community outreach mortgage lender, she focuses primarily on helping first-time and low-income homebuyers. Newly planted in Alexandria, Bri is a New Orleans native and graduate of Texas A&M University who is passionate about educating the community on financial literacy and building generational wealth. (NMLS# 2384043)

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