Cyber Monday and
Black Friday bring big deals, and big fraud risk. Scammers set up fake
storefronts, send phishing "order confirmation" texts, and count on
shoppers moving fast.
Red flags to be
aware of:
- Deals that seem too good to be true
- Websites without https or a lock icon in the address bar
- Unfamiliar retailers with no customer service contact
- Emails or texts about "failed deliveries" with urgent links
Shop secure and
safely:
- Stick to retailers you know and trust
- Check for https and a padlock icon before entering payment info
- Always pay with a credit card, not a debit card or wire transfer; credit cards offer stronger fraud protection
- Track deliveries directly through the retailer's site, not links in texts or emails
When in doubt, go
straight to the retailer's official website instead of clicking a link. Red
River Bank monitors your account for unusual activity, but your vigilance is
your best defense.
