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RED Loan Program

Need help with a mortgage or down payment for your first home? 

Red River Bank's Realizing Everyone's Dream (RED) Loan Program provides 100% financing ¹ with no private mortgage insurance to individuals purchasing a home in a qualifying neighborhood or area. Borrowers may receive a grant up to $2,500 and a potential second mortgage up to $5,000 to use toward the loan, moving expenses, appliances, and other items. There are no income maximums for this loan. Enter your property's street address and city to check eligibility, and start your journey toward homeownership today.

¹To qualify for assistance, certain eligibility requirements must be met. The results indicated by the RED Plus Loan property eligibility tool are no guarantee of eligibility. The property must be confirmed to be in a majority-minority census tract in the program's targeted area. Contact us at 318-561-5016 for more details or have us contact you about RED Plus Loan Eligibility.

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