No matter what part of your financial picture is currently in focus, you need someone looking at the big picture. Someone with the products and technology you’d expect from the biggest national advisors—and the personal attention you’d expect from us.
Products & Services
A defined contribution plan that may be established by a company for retirement. Employees may allocate a portion of their salaries into this plan, and contributions are excluded from their income for tax purposes (with limitations). Contributions and earnings will compound tax deferred. Withdrawals from a 401(k) plan are taxed as ordinary income, and may be subject to an additional 10 percent federal tax penalty if withdrawn prior to age 59½.
529 college savings plan
529 Savings Plans can be used to pay tuition, fees, room and board, books and required supplies at accredited colleges, universities and vocational schools across the country.
Red River Investments Group, through our broker/dealer LPL Financial offers access to direct investments such as Real Estate Investment Trusts, and Limited Partnerships. Typical limited partnerships consist of, but are not limited to, oil and gas development, real estate and equipment leasing.
Life Insurance for the Living – Investment professionals offer a variety of annuities:
- Tax Sheltered Annuities: a tax qualified plan offered to employees of non profit organizations and employees of public school systems.
- Variable Annuity: this tax deferred annuity allows you to take advantage of competitive interest rates through market exposure.
- Fixed Annuity: this tax deferred annuity allows you to safely take advantage of competitive fixed interest rates.
Red River Investments Group, through our broker/dealer, LPL Financial, offers a broad range of bonds to meet your income needs. We offer Treasuries, Federal Agencies, corporate, municipal, and mortgage backed securities.
The traditional concept of estate planning deals with the orderly transfer of assets at death. At Red River Investments Group we realize it is also important to plan for the accumulation and distribution of an estate during lifetime as well as death.
For a comprehensive review of your personal situation, always consult with a legal advisor. Neither LPL Financial, nor any of its representatives may give legal advice.
Red River Investments Group offers complimentary, comprehensive financial plans to all Red River Bank clients. This is a complete overview of your financial picture—from assets and liabilities to insurance and short- and long-term goals.
Insurance can provide financial protection for your family or business. Types of insurance: term, whole life, wealth transfer, and long term care.
Through our Investment Advisory service, Red River Investments Group can offer clients the opportunity to personalize their portfolio and replace typical commission accounts with an account that is fee-based. Our Investment Advisory service also allows individual access to some of the top Institutional Money Managers in the country.
Provides the investor potential for long-term growth, professional money management, and diversification opportunities for their investment dollars. Our Investment Professionals have access to some of the industry's most recognized mutual fund families.
We offer various IRAs – Simple, ROTH, Traditional, rollovers, transfers and SEP (Simplified Employee Pension Plans). Qualified retirement plan advisors can assist in designing retirement savings solutions for individuals and businesses to successfully meet retirement accumulation objectives.
Investment professionals can place stocks, bond and treasury bill orders through LPL Financial. All domestic stock exchange orders are available to our clients. Employee stock options can be processed.
Check the background of investment professionals on FINRA's BrokerCheck website.
Red River Bank provides referrals to financial professionals of LPL Financial LLC ("LPL") pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services. Visit the LPL website for more detailed information.
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Red River Bank & Red River Investments Group are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Red River Investments Group and may also be employees of Red River Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Red River Bank or Red River Investments Group. Securities and insurance offered through LPL or its affiliates are:
|Not Insured by FDIC or
Any Other Government Agency
|Not Bank Deposits
|May Lose Value|
The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.