Accounts & services

  • Free has never been more valuable—enjoy private-banking service with our popular checking account, packed with free perks like no monthly service charge, unlimited check writing, free check imaging and more.

  • Unlimited check-writing with overdraft protection footnote 1 and interest earned on collected balances footnote 2. Complimentary items include personalized private banking checks, private banking check card, official checks, 3 x 5 safe box (or 10% discount on larger sizes) and two stop-payments per month. Minimum $4,000 balance in all deposit accounts or $10,000 in CDs.

  • Open with a minimum $2500 deposit; competitive interest rate paid and no service charge if minimum daily balance of $2,500 is maintained. footnote 3

  • $25,000 minimum opening deposit; competitive interest rate earned when $25,000 minimum daily balance maintained. footnote 4

  • Our youngest private banking clients receive three free withdrawals per month and interest on collected balances footnote 5 with a $100 minimum opening deposit.

  • Private Banking customers receive discounted fees and competitive rates with customized solutions for personal loans and lines of credit, home equity loans and lines of credit, Private Banking mortgage loans, Private Banking jumbo mortgage loans and interim construction loans.footnote 6

  • Introducing Red River Bank's Private Banking credit card

    Our Private Banking customers are accustomed to one-on-one service. Now you can expect that same level of service with a credit card. More than just our logo on the front, this is a VISA with your private bankers standing behind it.

    This invitation-only credit card carries a full complement of benefits and competitive features along with our service:

    • No annual fee
    • No balance transfer fee footnote 7
    • 0% intro APR for 6 months on purchases and balance transfers, after that, 9.99% to 16.99% variable APR applies based on credit worthiness.
    • 1% cash rewards program

    Get the credit card tailor-made for you—get the Red River Bank Private Banking VISA today. Call your private banker to get started.

    Come by one of our banking centers or give us a call to apply.footnote 8

    Download Terms & Conditions

  • Customized services may include complimentary financial review, online banking and Bill Pay, mobile banking app, CDs, health savings accounts, IRAs and electronic statements.