Private banking: personal
One person focused on your unique needs—with the whole Red River Bank team behind them: that’s what you get with Private Banking. From personalized mortgage solutions to door-to-door service, we tailor every solution to the changing details of your life.
Accounts & Services
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Private Banking - totally free checking account
Free has never been more valuable—enjoy private-banking service with our popular checking account, packed with free perks like no monthly service charge, unlimited check writing, free check imaging and more.
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Private Banking - superior checking
Unlimited check-writing with overdraft protection footnote 1 and interest earned on collected balances footnote 2. Complimentary items include personalized private banking checks, private banking check card, official checks, 3 x 5 safe box (or 10% discount on larger sizes) and two stop-payments per month. Minimum $4,000 balance in all deposit accounts or $10,000 in CDs.
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Money market investment
Open with a minimum $2500 deposit; competitive interest rate paid and no service charge if minimum daily balance of $2,500 is maintained. footnote 3
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Money max
$25,000 minimum opening deposit; competitive interest rate earned when $25,000 minimum daily balance maintained. footnote 4
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Kids’ savings
Our youngest private banking clients receive three free withdrawals per month and interest on collected balances footnote 5 with a $100 minimum opening deposit.
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Loans
Private Banking customers receive discounted fees and competitive rates with customized solutions for personal loans and lines of credit, home equity loans and lines of credit, Private Banking mortgage loans, Private Banking jumbo mortgage loans and interim construction loans.footnote 6
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Credit Cards
Introducing Red River Bank's Private Banking credit card
Our Private Banking customers are accustomed to one-on-one service. Now you can expect that same level of service with a credit card. More than just our logo on the front, this is a VISA with your private bankers standing behind it.
This invitation-only credit card carries a full complement of benefits and competitive features along with our service:
- No annual fee
- No balance transfer fee footnote 7
- 0% intro APR for 6 months on purchases and balance transfers, after that, 9.24% to 16.24% variable APR applies based on credit worthiness.
- 1% cash rewards program
Get the credit card tailor-made for you—get the Red River Bank Private Banking VISA today. Call your private banker to get started.
Come by one of our banking centers or give us a call to apply.footnote 8
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Other services
Customized services may include complimentary financial review, online banking and Bill Pay, mobile banking app, CDs, health savings accounts, IRAs and electronic statements.
Disclosures
- Subject to credit approval.
- The annual percentage yield and interest rate may change.
- The annual percentage yield and interest rate may change.
Refer to terms and conditions disclosure for more information. Transaction restrictions apply. - The annual percentage yield and interest rate may change.
Transaction restrictions apply. - The annual percentage yield and interest rate may change.
Transaction restrictions apply. - Subject to credit approval.
- Cash advance fee is $10 or 3% of transfer amount, whichever is greater. Foreign fees are 1% of each transaction in U.S. dollars.
- To apply, must be current customer. Subject to credit approval. During 6 month intro period no interest charged on purchases or balance transfers. Cash advances will accrue at 23.90% variable APR. *Cash advance fee is $10 or 3% of cash advance amount, whichever is greater. Foreign fees are 1% of each transaction in U.S. dollars. Rates accurate as of 04/06/20 and subject to change.