Accounts & Services

  • Free has never been more valuable—enjoy private-banking service with our popular checking account, packed with free perks like no monthly service charge, unlimited check writing, free check imaging and more.

  • Unlimited check-writing with overdraft protection 1 and interest earned on collected balances 2. Complimentary items include personalized private banking checks, private banking check card, official checks, 3 x 5 safe box (or 10% discount on larger sizes) and two stop-payments per month. Minimum $4,000 balance in all deposit accounts or $10,000 in CDs.

  • Open with a minimum $2500 deposit; competitive interest rate paid and no service charge if minimum daily balance of $2,500 is maintained. 3

  • $25,000 minimum opening deposit; competitive interest rate earned when $25,000 minimum daily balance maintained. 4

  • Our youngest private banking clients receive three free withdrawals per month and interest on collected balances 5 with a $100 minimum opening deposit.

  • Private Banking customers receive discounted fees and competitive rates with customized solutions for personal loans and lines of credit, home equity loans and lines of credit, Private Banking mortgage loans, Private Banking jumbo mortgage loans and interim construction loans.6

  • Private Banking VISA

    Offering something other credit cards can't: Red River Bank’s service.

    • No annual fee
    • No balance transfer fee 7
    • 0% introductory APR for 6 months 8
      After that, 9.99% - 16.99% Variable APR applies based on credit worthiness
    • Choice of 1% cash rewards or 1 point per dollar spent

    Get the credit card made for you—call your private banker to get started or apply within online banking. 

    To apply, must be current customer logged into online banking account.  Subject to credit approval.

    Download Terms & Conditions

  • Customized services may include complimentary financial review, online banking and Bill Pay, mobile banking app, CDs, health savings accounts, IRAs and electronic statements.